Benefits on the GRAJ protocol. One fee. 195 countries. Join the protocol.
Independent operators do the same work as employees and get none of the structure around it: no health cover, no retirement contribution, no income protection when a month goes badly. The gap is not a small inconvenience — it is the main reason people stay in jobs they have outgrown.
Every one of these is arranged automatically for an employee and arranged by nobody for an independent operator.
These are cheaper in groups because risk pools. A protocol with many operators is a group, which is the only genuine mechanism by which any of it gets more affordable.
Insurance and retirement products are regulated per jurisdiction and cannot be assembled by a commerce protocol wishing for them. Anything real here means arrangements market by market, which is slow and is the actual work.
Not built. No benefits are offered, arranged or brokered today, and nothing on this page is an offer. It is a statement of what the gap is and what would have to be true to close it.