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EXPLOREWHY GRAJAGENTSLEARNFEESPIONEER
GETREADYANDJUMP.COM · BUILT IN DETROIT

EVERY DOLLAR,
WHERE YOU CAN SEE IT.

GRAJ takes a flat 5% of every transaction, carried by whoever pays the others on it — everyone they pay, in any role, is paid in full. 1% of GRAJ's 5% fee is committed to the Mission Fund — on every transaction — once GRAJ has booked $50,000,000 in protocol fees. On a $1,000 order GRAJ’s fee is $50, and 50¢ of that goes to the Mission Fund. GRAJ Gear, which pays no protocol fee at all, is the one exception: 100% of the profit on GRAJ Gear is committed to the Mission Fund — after printing, shipping and fees. It begins accruing once GRAJ has booked $50,000,000 in protocol fees; until then that profit stays with GRAJ. The fund begins accruing once GRAJ has booked $50,000,000 in protocol fees — until then nothing is set aside, and nobody is charged differently because of it.

SEE THE NUMBER →
THE MISSION FUND
Total to the Mission Fund
—
From GRAJ Gear
—

The whole profit on gear, and only on gear. Profit is what the buyer paid less sales tax, printing, shipping, card processing, refunds and chargebacks.

From protocol fees
—

1% of GRAJ's 5% fee is committed to the Mission Fund — on every transaction — once GRAJ has booked $50,000,000 in protocol fees. That covers wholesale orders, service work and funding — not wholesale alone. On a $1,000 order GRAJ’s fee is $50, and 50¢ of that goes to the Mission Fund.

HOW IT IS COUNTED.

TAX IS NEVER IN IT
Sales tax is collected on behalf of an authority and remitted to it. It is not GRAJ’s money and it never touches the fund.
COSTS COME OUT FIRST
On gear, printing and shipping are paid at cost to the people who do them, and the card processor keeps its fee. The fund gets what is left over, not what was charged — GRAJ breaks even on gear, no more.
REFUNDS COME BACK OUT
A refund or a chargeback on gear comes out of its profit first, because the printing, shipping and card fee are already spent. This total can go down — which is most of the reason it is worth publishing.
GEAR PAYS NO PROTOCOL FEE
You are buying from GRAJ, so there is no second party for a 5% to come out of. Taking one would be the protocol billing itself and shrinking the fund.

WHERE IT GOES.

The Mission Fund exists to put capital and access into the hands of participants who would otherwise be locked out — the ones without a compliance department, an existing buyer relationship, or a bank that returns their calls. It is spent on people, not on GRAJ.

GETTING PEOPLE STARTED
Covering the real costs that stop a small participant joining at all — certifications, a GS1 prefix, insurance, a first sample run. The things that are trivial for a corporation and decisive for one person.
CAPITAL WHERE BANKS WON’T
Backing purchase-order finance and inventory credit for participants with a live order and no way to fund it. A confirmed order should not be lost for want of working capital.
THE PILLARS
Underwriting bays, tables, studio hours and pitches for people who cannot pay for them yet — so a Garage or a Market is not another door with a price on it.
KEEPING THE PROTOCOL HONEST
Independent audit of the money invariants, and dispute resolution for participants who cannot afford to fight one. Neither should depend on GRAJ being trusted.
What it is never spent on

Salaries, marketing, servers, or anything else GRAJ needs to run. Those come out of the other 99% of the protocol fee. The Mission Fund is held in its own ledger account, separate from operating money, and every movement in or out is recorded — which is why the number above can go down as well as up. No disbursement has been made yet; when one is, it will be listed here with what it paid for and who it reached.

Public benefit corporation

GRAJ LLC today — building toward becoming a PBC (Public Benefit Corporation). What it would report is already computed from the protocol’s own records — read the draft benefit report.

Pledge to the Mission Fund
GRAJ is not accepting donations yet, so nothing is taken. A pledge records what you would give; you are asked before anything is ever collected, and you can withdraw it at any time.
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