GRAJ takes a flat 5% on every transaction that settles on the protocol — a wholesale order, a Garage bay, a Market table, a Studio hour. One percent of that 5% will go straight to the Mission Fund. And GRAJ Gear, which pays no protocol fee at all, will give 100% of its profit. The fund begins accruing once GRAJ has booked $50,000,000 in protocol fees — until then nothing is set aside, and nobody is charged differently because of it.
Everything left after tax, shipping and what it costs to make.
1% of the flat 5% on EVERY transaction — wholesale orders, the seven pillars, funding. Not wholesale alone. On $1,000 that is $50 of protocol fee, and 50¢ to the fund.
Sales tax is collected on behalf of an authority and remitted to it. It is not GRAJ’s money and it never touches the fund.
Printing and shipping are paid at cost to the people who do them. The fund gets what is left over, not what was charged.
A refunded order has its contribution reversed in proportion. This total can go down — which is most of the reason it is worth publishing.
You are buying from GRAJ, so there is no second party for a 5% to come out of. Taking one would be the protocol billing itself and shrinking the fund.
The Mission Fund exists to put capital and access into the hands of operators who would otherwise be locked out — the ones without a compliance department, an existing buyer relationship, or a bank that returns their calls. It is spent on people, not on GRAJ.
Covering the real costs that stop a small operator joining at all — certifications, a GS1 prefix, insurance, a first sample run. The things that are trivial for a corporation and decisive for one person.
Backing purchase-order finance and inventory credit for operators with a live order and no way to fund it. A confirmed order should not be lost for want of working capital.
Underwriting bays, tables, studio hours and pitches for people who cannot pay for them yet — so a Garage or a Market is not another door with a price on it.
Independent audit of the money invariants, and dispute resolution for operators who cannot afford to fight one. Neither should depend on GRAJ being trusted.
Salaries, marketing, servers, or anything else GRAJ needs to run. Those come out of the other 99% of the protocol fee. The Mission Fund is held in its own ledger account, separate from operating money, and every movement in or out is recorded — which is why the number above can go down as well as up. No disbursement has been made yet; when one is, it will be listed here with what it paid for and who it reached.