The owner-of-record earns a residual equal to 3% of the servicing rep's commission on every reorder of an account they secured. It is flat and additive: it does not reduce the servicing rep's commission, the brand's payout, or what the buyer pays. GRAJ funds it out of its own operating share of the 5% — the ledger posts protocol_operating debit against rep_payable credit, and the entry says so in words. That is the point of it: the protocol pays to keep the person who opened a door earning from it, rather than moving somebody else's money around.